Travel Insurance is a companion required during a trip to let you have a worry-free experience in case of the unexpected. Insurance covers emergencies, cancellations, baggage loss, or other unaccounted glitches that could affect your journey.

Why Travel Insurance?

• Medical coverage: Covers your medical expenses in cases of sickness, injury, or accidents. This aspect becomes even more important for travelers visiting remotest areas or high-altitude regions.
• Trip Cancellation or Interruption: This helps recover non-refundable expenses when a trip has been cancelled or interrupted due to unforeseen circumstances like illness or natural disasters or emergencies.
• Lost or delayed baggage: Provide compensation for lost, stolen, or delayed baggage so that you can replace needed items.
• Emergency evacuation: Covers emergency evacuation expenses, including airlifting or repatriation in case of severe medical emergencies.
• Personal Liability: Protects you should you accidentally harm someone or damage property while traveling.

Insurance for Nepal and Tibet

• Nepal: In this case, travel insurance is not mandatory but extremely advisable, particularly for trekkers and adventure enthusiasts. Ensure that your policy covers high-altitude trekking and medical evacuation.
• Tibet: Travel insurance for Tibet is a prerequisite for anyone keen on joining the Kailash Mansarovar Yatra. The policy should include coverage for high-altitude sickness and ensuring emergency evacuation and cancellation of trips due to weather or other factors.

Note: The insurance needs to be obtained from their own home country.

Selecting The Right Travel Insurance

• Choose a policy that will cover particular risks inherent to your destination.
• It must include emergency medical coverage and evacuation.
• Look for extra perks such as trip delays, loss of belongings, etc. and coverage for adventure sports. 
• Compare varying policies offered by different providers to see which offer best coverage for the price.